Appraisal volume hits a standstill in December

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As the month of December and the holiday season wraps up, appraisal volume recorded another decline for the week of Dec. 18. Since 2006, the week before Christmas has had a normal drop of around 7.

Classification as FO is triggered by a code of 3 or lower for item 68 (deck geometry appraisal), item 69 (underclearances, vertical and horizontal), or item 72 (approach roadway appraisal). A bridge is also classified as FO if item 67 (structural evaluation appraisal).

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Higher borrowing costs and tight lending standards driven by a limited supply of housing inventory are putting off potential buyers, NAR reported. The average rate for a 30-year, fixed-rate mortgage was 4.48 percent at the end of December, up from 3.35 percent a year ago. In August, the rate reached a two-year high of 4.58 percent.

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ILLINOIS DEPARTMENT OF FINANCIAL & PROFESSIONAL REGULATION Volume 8, Issue 5 December 2015 IllinoisAppraiser The Department receives a number of appraisal complaints related to prop-erty tax assessment appeals each and every year. While most originate with assessors and boards of review, some come from appellants themselves.